LIBRA PARTNER
nschmitt@ubsnet.com
About nschmitt@ubsnet.com
Posts by Nadine Schmitt:
Annuity Rate of the Week- Alert
For more details on these and other highly competitive MYGA rates contact: Annuity@ubsnet.com ALERT- Oceanview rates are going down on September 1, 2020. Pre-appointment is required in PA and this is not approved in all states. Rates shown are for deposits of $10,000 (3yr, 5yr) and $20,000 (4yr) and up and are subject to change, so please […]
Lincoln- Electronic Delivery of Statements and Confirmations
Effective September 1, 2020, Lincoln will no longer print and mail hard copies of life insurance annual and quarterly statements, or VUL confirmations, to financial professionals or to our office. For access, all materials are available electronically at LincolnFinancial.com. From Lincoln: As we all adjust to the far-reaching impacts of COVID-19, Lincoln is taking steps to […]
Mutual of Omaha- LTC New Business Rate Refresh and Benefit Changes
Read the transition detail here. Note this does not include Pennsylvania at this time.
Banner- New Term Pricing Effective August 11, 2020
New Term Pricing Effective August 11, 2020New rates for all Banner Life and William Penn OPTerm series options include a mix of decreases and increases. A mix of increases and decreases, with a focus on regaining the top competitive position on the Preferred and Standard Non-Tobacco classes and improving pricing in the Preferred Plus class. Rate changes […]
Annuity Rate of the Week
For more details on these and other highly competitive MYGA rates contact: Annuity@ubsnet.com Pre-appointment is required in PA and this is not approved in all states. Rates shown are for deposits of $10,000 (3yr, 5yr) and $20,000 (4yr) and up and are subject to change, so please keep in touch with our office.
Important Lincoln Product Notice
Effective August 10th, Lincoln will implement the following: Issue age adjustments to the Lincoln MoneyGuard® solutions suite. Now Age 70 max issue agePreview Lincoln Leader article here.Access Product Announcement flier here. First-year premium limitations on Lincoln VUL ONE (2019) and Lincoln SVUL ONE(2019). For applications with a first-year premium exceeding $500,000, formal applications and required solicitation forms, must be signed, dated […]
Principal: Adjustments to New Business Guidelines
Effective immediately, Principal will begin to REQUIRE use of VIVE, Quick Submit or iGO ticket for ALL term cases of $500,000 and under. Regular paper applications will no longer be accepted; contact our Case Design Team for any questions or more details.The transition will allow acceptance of a paper application or E-App received in the home […]
What is Human API and EHR?
Human API is a health technology company that gives consumers a simple way to share their Electronic Health Records (EHR) data with the businesses that need them. Rather than rely on manual processes that involve phone calls, faxing, or mailing, Human API retrieves medical records digitally. For more information, visit www.humanapi.co. The traditional process of […]
Insurance Carrier Service Level Delays
Please Note These Carrier Service Level Delays: Principal: Remains a top carrier recommendation due to pricing (particularly for term and GUL) and for their favorable underwriting and industry leading Accelerated Underwriting program, but given the tremendous influx of business, they are running a couple weeks behind in the new business department. Please be sure to set appropriate expectations […]