Life Insurance Risk Evaluation Questionnaire
We would all like to believe that product spreadsheets make it easy to find the best price for our clients. Unfortunately nothing could be further from the truth. More often than not, the “best deal” is usually a balancing act combining price, product features and most importantly…..underwriting!
The Life Insurance Risk Evaluation Questionnaire can save you time and aggravation later in the process. Do you know the differences in carrier tobacco and family history? We do. For example, which carrier does not consider cancer family history and who asks about heart/cancer deaths vs. disease? What may initially appear to be a relatively innocuous question is often the difference between standard and super preferred rates.
Help Me Determine Health Class
Our Term Quotes engine now has a tool to help you determine risk class based on various parameters including build, tobacco use, family history, blood pressure, cholesterol and driving violations. Just click on the Help Me Determine Health Class link in the Health Class section to access this tool.