Accelerated Underwriting Options

Social distancing makes many client meetings impractical, but that doesn’t mean that the need for insurance is diminished. In many cases the life insurance need has increased significantly, if only to help address stock market volatility and current investment account losses.   At Underwriters Brokerage Service, we offer a wide range of e-Submission opportunities using Vive , IGO, […]

To Our Brokers and Financial Advisors

We want to assure all of you that Underwriters Brokerage Service is doing its best to monitor the quickly changing impact of COVID-19.  We are implementing several contingencies including working remotely, that will allow us to maintain most business functions along with security and responsiveness. There are things you can do to make it easier […]

The SECURE Act- What You Need to Know

Now that the SECURE Act has all but eliminated many stretch IRA payouts (by requiring a 10-year liquidation in most cases), “Life insurance moves to the top of the list as an estate and tax planning vehicle for the largest IRAs,” according to Ed Slott’s IRA Advisor newsletter (Jan 2020 edition). Since retirement accounts make […]

Exchanging Non-Qualified Annuities for LTC Qualified Annuities

What if existing NQ annuity values, including taxable gain, could become a long term care pool where gains come out tax free? Check out this one minute video! Welcome to the world of exchanging Non-Qualified annuities for LTC Qualified annuities. If you have clients holding their annuities as “just in case” medical care assets, these […]