What is a Hybrid/Linked LTC Solution?

Linked/Hybrid LTC Resource Guide   This product type provides for significant Long Term Care benefits using a life insurance “chassis”, but with a minimum death benefit, and offers guaranteed premiums and design flexibility.The Hybrid/Linked products available today vary with respect to issue ages, benefit periods, inflation options, etc.   Who are the market leaders in […]

What is Human API and EHR?

Human API is a health technology company that gives consumers a simple way to share their Electronic Health Records (EHR) data with the businesses that need them. Rather than rely on manual processes that involve phone calls, faxing, or mailing, Human API retrieves medical records digitally. For more information, visit www.humanapi.co.   The traditional process of […]

The Cost of Long-Term Care

It’s no secret — the cost for various long-term care services goes up every year. With no end in sight, how can your clients afford not to have long-term care insurance?We have resources that can help you educate your clients on just how expensive long-term care services are — and, they’ve just been updated with […]

Plan Now, Gift Later

For clients who are on the fence about making large gifts and want a plan that keeps their options open, leveraging lower interest rates with private-finance loans may offer a compelling solution. For more information on how a “wait and see” technique works, check out these popular resources.  “Wait and see” loans client guide”Wait and see” […]