1. Very low cost- a permanent plan designed almost as term for life;2. Long term care insurance is included- the death benefit doubles as a long term care pool. Use for home care or facility care. Any portion not used is paid at death;3. Positive return- benefits exceed premiums paid for an attractive rate of […]
In the late hours of 2020, the Consolidated Appropriations Act, 2021 (CAA) bill was passed and signed into law. This bill includes revisions to Section 7702 of the Internal Revenue Code. This article discusses the changes and potential effects on the life insurance accumulation space. • Section 7702
Is COVID-19 making it more difficult to connect with clients? For life insurance producers, building a business has always been about networking and meeting new people. Is it any surprise that social media and social selling have become a mainstream way to stay top of mind and deepen the relationships you have with your clients? […]
Linked/Hybrid LTC Resource Guide This product type provides for significant Long Term Care benefits using a life insurance “chassis”, but with a minimum death benefit, and offers guaranteed premiums and design flexibility.The Hybrid/Linked products available today vary with respect to issue ages, benefit periods, inflation options, etc. Who are the market leaders in […]
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