Did you know that increasing your annuity sales could be as easy as asking clients “When does your next CD renew?” Multi-year rate guarantee annuities as well as initial rate products, fixed indexed and immediate annuities are readily available with our extensive product portfolio. If you have questions or are looking for competitive deferred or immediate annuity products (including impaired risk immediate annuities) call us at 412-281-0600 or e-mail email@example.com.
For a complete list of individual products and rates, please refer to our Current Rates page.
Types of Annuities
Immediate Annuity: A Single Premium Immediate Annuity (SPIA) allows a client to buy with a lump sum and start receiving income right away.
Fixed Deferred Annuity: A fixed annuity that provides a means to accumulate funds on a tax deferred basis. Income payments may be deferred to a future date.
Deferred Immediate Annuity (DIA): This product allows a policyholder to make an initial premium payment and set an income start date in the future, at which time they will begin receiving guaranteed income payments for the rest of their life. Between the initial premium date and the income start date, the policyholder can continue to make premium payments in smaller increments, and can defer or accelerate their income start date as personal needs change.
Types of Fixed Deferred Annuities
Multi-Year Guaranteed Fixed Annuity: A fixed deferred annuity that will guarantee an interest rate for the length of the product’s surrender charge period.
Initial Rate Fixed Annuity: A fixed deferred annuity that will declare an initial rate, but future rates will be declared annually based interest rate conditions at that time, and subject to a contractual minimum interest rate.
Fixed Indexed Annuity: A fixed deferred annuity that will offer a guaranteed fixed rate, but will offer the opportunity for higher interest earnings by linking the interest rate to an external index.
Note: Guarantees are based on the claims paying ability of the issuing insurance company.
We continue to offer a wide range of Multi-Year and Initial Rate Fixed Annuities, an extensive portfolio of Fixed Indexed Annuity products and also competitive Immediate Income Annuities.
Contact us at firstname.lastname@example.org for questions about current rates, product approvals and features.