LIBRA PARTNER
Pricing Update – Lincoln LifeGuarantee® UL (2019) – 05/11/20Effective May 11, 2020, Lincoln is announcing pricing updates on Lincoln LifeGuarantee® UL (2019). Lincoln LifeGuarantee® UL (2019) – 05/11/20 will replace Lincoln LifeGuarantee® UL (2019) – 11/11/19 for all states that are approved at rollout.Premiums have increased 16% on averageTransition period begins on May 11, 2020 […]
Please join us for a LIBRA exclusive webinar discussing:Economic & Markets Outlook with Nationwide Financial’s Senior Economist Benjamin AyersDate: May 21, 2020 Time: 2:00 PM EDT Please register at: https://attendee.gotowebinar.com/register/6825803776440310285 After registering, you will receive a confirmation email containing information about joining the webinar. Hope you can join us!
“NO Touch” Process from Beginning to End Smooth Sailing is a straightforward underwriting process with Pacific Life for up to $1 million of Low Cost Term or competitive Guaranteed Universal Life. Think about clients wanting insurance NOW more than ever before, but don’t want someone coming to their home for an exam. Smooth Sailing is the answer, and […]
Effective May 11, 2020, Nationwide is repricing the current Nationwide CareMatters II product for all new business. Read the full product update notice here. Transition Guidelines and Important dates here.
Term: Vive (Banner, Pacific Life, Principal, Protective, Prudential)- please make sure you are appointed prior to submitting a case. VIVE is the ideal electronic platform for submitting your term insurance business. You can access Vive on the Underwriters Brokerage Service website at www.ubsnet.com. Click “ALREADY A VIVE USER” to launch Vive or “NEW TO VIVE” for additional information. Reference […]
With many clients experiencing significant investment portfolio losses, it is more critical than ever that they address potential long-term care expenses with one of our many solutions. An LTC claim in the current environment eliminates the opportunity for portfolio recovery, and these care expenses can further devastate their retirement and legacy planning as well as assets […]
Permanent Life Insurance: The Ideal Time to Plan for Tomorrow is Today Permanent life insurance can be for purely long-term protection purposes; think Guaranteed Universal Life or low-cost products with life expectancy guarantees. Other policies can, however, provide for personal, tax deferred savings in addition to the tax-free death benefit. Premium waiver and Chronic Illness/LTC benefits may also be available. Consider […]
Details here. These temporary changes are effective on April 7, 2020 and will be reassessed at the end of April and then monthly if needed.
Read transition details for all changes here. -Change to Nationwide® No-Lapse Guarantee UL II pricing effective April 20, 2020-Change in Maximum Issue Age for CareMatters® effective April 3, 2020-Change in Maximum Face Amount for IUL and SIUL effective April 3, 2020-Fixed account rate change
We’re extending grace periodsto help you and your clientsDuring these challenging times, we’re extending individual life and disability insurance policy grace periods for an additional 60 days. All premiums due must be received before the end of the extended grace period to retain insurance coverage.We’ll be updating language on billing statements and pending lapse letters […]