LIBRA PARTNER
PA has amended the Suitability of Annuity Transaction law. The bill will require all who have previously completed the 4-hour PA annuity state training to complete an updated 1-hour training course by 12/20/2022 or they will need to re-take the updated 4-hour training course.Anyone who has not completed the 4 hour training course in the […]
Participating whole life insurance offers a combination of flexible features and benefits that differentiates it from most other financial products. This can be particularly important in volatile times. Join us for this webinar to learn why whole life may be a good fit for clients seeking an additional option for wealth accumulation. Tuesday June 28 […]
Effective May 16, 2022, Pacific Life Insurance Company is repricing rates for PL Promise Term1 level premium life insurance—a product specifically designed to serve the death benefit protection needs of the broad market consumer (household incomes of $50K to $250K). Rates have been updated to be more competitive with a focus on all ages and preferred […]
Announcing the launch of MoneyGuard Fixed Advantage – the newest addition to the Lincoln MoneyGuard® solutions product portfolio— on Monday, May 16th. This solution maintains our competitive pricing and flexible premium design while incorporating better features like the Benefit Transfer Rider (BTR) and expanded Flex Care Cash benefit.The Benefit Transfer Rider (BTR) is a no-cost rider […]
Our Life Insurance, Estate, and Business Review Platform of Services can provide several critical pieces to your clients wealth, legacy and retirement planning. Click on puzzle pieces above or contact us at ubs@ubsnet.com for more detail.
In the world of financial and estate planning, everyone knows the term “power of attorney,” and it carries with it a unique gravitas. Sometimes, however, powers of attorney documents might be afforded too wide of a berth and viewed as though all are created equal and convey almost unfettered power. Let’s take a closer look […]
Effective April 18, 2022, Pacific Life Insurance Company is repricing rates for PL Promise Term1 level premium life insurance—a product specifically designed to serve the death benefit protection needs of the broad market consumer (household incomes of $50K to $250K).Rates have been updated to be more competitive. A 60-day transition period is provided. Details here.
While 2.0 is more of a legislative continuation rather than a sweeping overhaul, there are still some need-to-know provisions to keep an eye on. For a breakdown, read the full article from Financial Advisor Magazine. The SECURE Act created a vital need for conversations with clients about their retirement and legacy planning. If you have clients that […]
Underwriters Brokerage is now providing for CFP approved credit opportunities via webinar with the first one scheduled for April 19. Non-CFP’s are welcome to attend!See full invitation with registration here. Estate Planning in the Current Legislative Landscape:With major legislative changes on hiatus, we’ll discuss strategies and techniques to encourage client planning, considering:The 2022 increase in the […]
Effective March 26, 2022, Securian’s SecureCare will be replaced with SecureCare III. See below for Important Dates and Transition Guidelines:Full transition rules here.Key datesMonday, March 14, 2022: Illustration software will be updated to include the new product version, SecureCare III.Friday, March 25, 2022: Applications for SecureCare Universal Life must be signed, in good order and […]
