LIBRA PARTNER
Two new term life insurance products, Prudential EssentialTerm Value and Prudential EssentialTerm Plus will be available beginning 10/14 to better match the budgets and long-term planning needs of clients. Both products will first be available on policies with face amounts up to $249,999. EssentialTerm Value – Our most affordable option is here to help you meet the needs […]
New Nonforfeiture Benefit for Flex 2 Updated for PA and MN Effective September 30, 2024. More info here.
As of December 31, 2024, new sales of Protective Custom Choice UL will be discontinued.Contact our Case Design Team for transition timeline and information on alternative solutions, such as Protective® Classic Choice term and the optional Conversion Choice rider wtih ExtendCareLearn more here.
From OneAmerica:Dear valued partner,OneAmerica Financial has entered a definitive agreement with Voya Financial to acquire our Retirement Services recordkeeping business.Importantly, in Voya Financial, OneAmerica Financial is leaving its retirement business in the hands of an organization that we are confident will commit to delivering industry-leading offerings and service to our clients. Voya is excited, and we […]
See the guidelines here.
From John Hancock Long Term Care Insurance:In late September, we will begin policyholder notifications on the next round of John Hancock and Fortis (Union LTCI) policies impacted by the in-force rate actions, which will have an effective date beginning with anniversaries on or after January 1, 2025.The 2022 rate action notifications will include John Hancock […]
In a landmark decision, the United States Supreme Court rendered its verdict in the case of Connelly v. United States, significantly impacting the landscape of buy/sell agreements for business owners nationwide. The case revolved around the tax implications of a buyout arrangement between business partners and the way in which the Internal Revenue Service interpreted […]
Not Your Old SchoolEmployee Stock Ownership Plan!Modern Design, Creative Trends, and Advisor OpportunitiesThis presentation examines how modern Employee Stock Ownership Plans (ESOPs) not only remain a very tax advantaged method of transferring a closely held business to family or key management, but also how current corporate structuring methods and creative financing techniques create unapparelled current […]
Does the recent announcement of our 2023 dividend schedule have you searching for materials? Look no further, a library of resources is available to you, to help your new and existing clients. Access dividend material here.
