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nschmitt@ubsnet.com
About nschmitt@ubsnet.com
Posts by Nadine Schmitt:
Accelerated Underwriting Options
Social distancing makes many client meetings impractical, but that doesn’t mean that the need for insurance is diminished. In many cases the life insurance need has increased significantly, if only to help address stock market volatility and current investment account losses. At Underwriters Brokerage Service, we offer a wide range of e-Submission opportunities using Vive , IGO, […]
Lincoln MoneyGuard Pricing Update Effective March 27, 2020
This Lincoln MG rate increase, particularly for single and 5/10 pays, has a very short transition period to get the old rates, apps in good order must be received at home office by next Friday 3/27. Read full details here.
To Our Brokers and Financial Advisors
We want to assure all of you that Underwriters Brokerage Service is doing its best to monitor the quickly changing impact of COVID-19. We are implementing several contingencies including working remotely, that will allow us to maintain most business functions along with security and responsiveness. There are things you can do to make it easier […]
To our Brokers and Financial Advisors (3/17/2020)
We want to assure all of you that Underwriters Brokerage Service is doing its best to monitor the quickly changing impact of COVID-19. We are implementing several contingencies including working remotely, that will allow us to maintain most business functions along with security and responsiveness. There are things you can do to make it easier […]
Nationwide: Extended No-Lapse Guarantee Rider (ENLG rider) on the Survivorship Indexed Universal Life (SIUL)
Monday, April 6th, will be the official launch of the Extended No-Lapse Guarantee Rider (ENLG rider) on the Survivorship Indexed Universal Life (SIUL). Please see the SIUL transition guidelines, for submission details and important dates. We will be able to illustrate guarantees up to lifetime, but guarantees will be most cost-efficient on shorter durations; note […]
Symetra Term Reprice: March 13, 2020
At Symetra, we’re always fine-tuning our products to ensure they are competitive, fulfill your clients’ financial needs and help you build your business. That’s why we’re pleased to announce that our Symetra Term now offers even more competitive pricing than before.With our recent changes, Symetra Term ranks in the top three for policies with face amounts […]
AIG Premium Limits on GUL and VUL
Effective March 13, 2020, American General Life Insurance Company (AGL) and The United States Life Insurance Company in the City of New York (US Life), will be implementing a premium cap on GUL and VUL plans. Read details here.
Legal & General Addresses Foreign Travel
Legal & General has announced guidance on underwriting submissions for applicants planning to travel to or from certain regions. Read details here.
The SECURE Act- What You Need to Know
Now that the SECURE Act has all but eliminated many stretch IRA payouts (by requiring a 10-year liquidation in most cases), “Life insurance moves to the top of the list as an estate and tax planning vehicle for the largest IRAs,” according to Ed Slott’s IRA Advisor newsletter (Jan 2020 edition). Since retirement accounts make […]