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New term pricing effective March 8, 2021New rates for Banner Life and William Penn OPTerm series include a mix of decreases and increases. Changes to rates range across all term durations (10 – 40 years), with targeted improvements to the Preferred classes. Always competitive ratesBanner Life OPTerm pricing comes in at #1 – 80% of the […]

Cincinnati Life is no longer accepting drop tickets for Termsetter and Termsetter ROP cases with a face amount below $100,000. Those cases need to be submitted using either a paper application or their e-app.

A well-written underwriting cover letter can help make a difference in securing your clients the life insurance coverage they need. But, what makes a valuable cover letter? Read here to find out.

From John Hancock, March 1, 2021: As you know, we’ve long maintained separate products and processes for the New York market where we operate as the John Hancock Life Insurance Company of New York and serve approximately 180,000 customers. This approach generally serves all stakeholders well, but the separate products and processes create a level of […]

From Symetra, Feb. 25, 2021At Symetra, we remain committed to the individual life business and to products that provide value to our mutual customers and are sustainable over the long term.As a result of the continued low interest rate environment, we will be implementing the following temporary death benefit and premium limits effective Monday, March […]

On December 27, 2020, the Consolidated Appropriations Act of 2021 (CAA) was signed into law. The CAA impacts the interest rates used for Definition of Life Insurance (DOLI) testing under Section 7702 of the Internal Revenue Code of 1986, as amended (Code) and Modified Endowment Contract (MEC) testing under Section 7702A of the Code. These […]

Review ten top benefits that fixed annuitiesadd to your client’s portfolio. For more details on these and other highly competitive MYGA and SPIA rates contact: Annuity@ubsnet.com Pre-appointment is required in PA and this is not approved in all states. Rates shown are for deposits of 3yr and 4yr- $20,000+, 5yr- $10,000+, and are subject to change, so please keep in […]

Learn why plan participants often find that using qualified plan assets may provide an effective means of helping them satisfy an unmet life insurance protection need while at the same time offering the continued opportunity for retirement planning.Read the full whitepaper here.